The Issues

State Budget Deficit

State Budget Deficit

The Global Financial and Economic Situation is Desperate

  • Greece is on the verge of bankruptcy - Portugal,Spain and Italy in trouble
  • There's talk of breaking up the European Union
The Financial and Economic Status of the United States is Approaching Disaster
  • The national debt is nearly $13 trillion - $41,954.87 for every American
  • The budget deficit is forecast to exceed $1.7 trillion this year
Maryland will start the next fiscal year $1.6 billion in the red
  • Balancing the federal budget could mean no money for the states
  • We have to start tightening the belt now
  • Tough decisions will have to be made requiring experience and expertise
    I HAVE THE EXPERIENCE MARYLAND NEEDS

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Unfriendly Business Atmosphere

Unfriendly Business Atmosphere

Maryland ranks near the bottom (48th among the states) regarding business friendliness

  • Excessive regulation hurts business and destroys jobs
  • Maryland spends a lot of money controlling business
  • Difficult to attract new business (Northrop Grumman chooses Virginia)

Excessive taxation hurts business

  • Maryland has the fourth highest taxes in the country
  • State and local taxes are $5,669 per person
  • Combined tax rate exceeds 10.8%
  • Maryland spends a lot of money controlling our lives
  • Businesses can't attract good out of state people

    Maryland ranks last in Personal Freedom

  • Excessive regulation restricts personal freedom
  • Owners aren't free to run their business as they see fit
  • Maryland restricts our freedom through regulation

I AM A BUSINESSMAN AND A STRONG BUSINESS ADVOCATE

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Immigration

Immigration

Maryland has been a haven for illegal immigrants

  • Maryland embarrased all of us by issuing ID to undocumented aliens
  • Maryland was a "first stop" for law-breakers entering the US
  • The practice has now been stopped, but not without damaging Maryland's reputation

ABSOLUTELY NO AMNESTY

  • There must be a penalty for sneaking across the border
  • Once the penalty is paid they can be given an opportunity to gain citizenship

English is essential to success in the US

  • Public schools should encourage English, not foreign languages
  • People won't learn English if not required
  • English is key to higher paying jobs

We will eventually pay for lax immigration enforcement

  • We must help immigrants assimilate into our society
  • English is necessary to become part of US society
  • Communities of foreign speaking immigrants will become low-wage barrios
  • Those who can't get ahead might turn to crime
  • I HAVE THE PERCEPTION AND INSIGHT TO HELP PREVENT THESE PROBLEMS

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    State Pension Plan

    State Pension Plan

    There's a crisis concerning pension plans

    • Bankruptcy in the steel industry because of unfunded pension plans
    • Airlines have filed bankruptcy to shed pension plans
    • The auto industry is choking on their pension plans

    Maryland’s pension plan is underfunded by $17 billion

    • Markets have recovered, but the pension plan is still underfunded
    • The House of Delegates must tackle this problem
    • The state must stop promising what it can't deliver
    • The state must honor its promise to employees
      Creative solutions must be found
      I HAVE THE EXPERTISE AND CREATIVITY TO HELP MARYLAND

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    Healthcare

    Healthcare

    Excessive regulation restricts competition

    • There are roughly 1,600 health insurers in the US, only a handful in Maryland
    • The marketplace should determine the number of companies that compete
    • The lack of competition makes health insurance more expensive
    • Maryland needs better coverage from more sources

    Maryland's state employees health plan is $15 billion in the red

    • While state regulation restricts coverage to citizens the employee plan is going broke

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    Term Limits

    Term Limits

    Though desirable, term limits are difficult to get enacted

    • There should be no such thing as a career politician
    • Out of touch is costly to all of us
    • Term limits should be self imposed

    I will not remain a delegate for more than eight years

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    One-sided Government

    One-sided Government

    Maryland's liberal policies are too expensive to maintain

    • I have strong conservative values, but am considerate of other points of view
    • I succeeded in business by being persuasive and building consensus
    • I can “bridge the gap” to achieve progress on important issues

    I am the clear choice to give Maryland a fresh, new approach

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